Policies & Disclaimer

The short version

Everything on this site - writing, videos, music, tools, downloads, commentary - is personal creative work and opinion. Nothing here should be used in place of professional advice of any kind - financial, legal, medical, tax, mental-health, investment, or otherwise. Do your own research and always consult the relevant licensed professionals before making any decisions.

I try to be accurate, but I make mistakes and information can become outdated. To the maximum extent permitted by law, my total liability is limited to what you actually paid for the specific item at issue - which is $0 for free content. The full disclaimer and liability terms live in the Terms of Service.

This site is intended for adults and is not intended for minors.

I do my best to follow the policies, terms & conditions of the platforms and services I use, and cannot guarantee they will not change. I do not control them, and they are subject to change. I will do my best to update my own policies accordingly, but since I am an independent creator, there may be a lag. Always read the full terms & conditions of any platforms or services you use, and always consult the relevant licensed professionals before making any decisions.

A note from me: I'm one person and this is all evolving. I'm building these policies in good faith and learning as I go, and I'll work with you to resolve anything that comes up. I update them from time to time, so please check back and make sure you still agree before you engage with me or buy anything from me.

Where to find the full terms

To keep things simple, everything now lives in one of two places:

Questions

Email [email protected], or reach out on your preferred platform: Substack, Instagram, Threads, or YouTube.